Ms. Michelle Martin is Chairman & CEO, ComplianceAid and AMLFC Institute. She possesses over thirty-two years of experience in banking, credit unions, insurance, gaming, other financial industries, DNFBPs, regulatory compliance, public and private accounting. She is a Certified Anti-Money Laundering & Financial Crimes Prevention Professional (CAMLFC) and Certified Anti-Money Laundering Specialists (CAMS). Ms. Martin is founder of the Anti-Money Laundering and Financial Crimes Institute (AMLFC Institute). During the past few years; Ms. Martin was an invited speaker at 83 Conferences/Seminars in 72 countries where 50,000+ Financial Industry executives were educated on Anti-Money Laundering (AML), Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), Sanction, Counter Financing of Terrorism (CFT), Counter Financing of Proliferation (CFP), Human Trafficking (HT), Financial Crimes Prevention (FCP), Anti-Bribery and Corruption (ABC), FinTech, Cryptocurrency, Foreign Account Tax Compliance Act (FATCA)/Common Reporting Standard (CRS), De- Risking, Enterprise Risk Management, Environmental Social & Governance (ESG), Corporate Governance and Ethics & Cybersecurity topics. Ms. Martin has trained over 2,500 Senior Public Officials, Members of Parliament and Ministers from the Americas. She developed and implemented over 100 AML/BSA/OFAC/CFT/CFP/FCP/HT/ABC Sanction Policies, Procedures and Risk Assessment Program for Financial Institutions active in multi-jurisdiction that led to uniform risk mitigating procedures designed to detect, deter, prevent for compliance with laws and regulations of 31 countries. She also contributed with over 100 mainstream media to produce reports on Anti-Money Laundering/CFT/CFP/FCP/HT/ABC/OFAC Sanction issues directed toward the general public or business community. Ms. Martin instituted the customer risk rating system of a top U.S. Bank with a customer base of 7.5 million and coordinated an enhanced due diligence (EDD) remediation project of all high-risk customers. Ms. Martin holds a Bachelor in Accounting and a Master in Accounting Information Systems from the Florida International University.